I had exactly this in November, crank end seal and broken engine mount, i paid for the engine mount there and then as it was an MOT fail, but i couldn't swallow getting the seal done. Especially as i had the timing belt and WP replaced less than 2000 miles ago. Shocked to read the all-in t&cs (which i wasnt supplied with when i took out the policy) that rectification of oil leaks isnt covered. Funny though to find a VW passenger vehicle all-in policy doesnt have this clause, only commercial vehicles. I was offered a 10% goodwill by dealer, but still going to cost over £700 to sort. Something i’ll have to save for or CC ¯\_(ツ)_/¯
I bought an extended warranty to reduce the likelyhood of big bills like this. What a waste of money, better off putting x amount in savings…