That’s wrong, 103 rated at 875kg, that’s the trouble with AI generated info, not fully aware.
Sorry for the mistake.
But you are misleaded about your assumpion about AI though.
I like to make my mistakes by myself

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Actually I mistakely looked at my T32 papers and sticker (see below) where the absolutely lowest load is 104 H, and doing the calculation I took one step too high on the safe side. Sorry again for that.
In effect, other T32s ARE specifed at 103 load, ONLY for the largest size tyres i.e. 235/55R17 and 255/45R18
....
That said, as you can easily verify,
often the OEM specifies a load index MUCH bigger than the minimum one resulting just dividing in half the max permitted weight on the axle.
In fact they want to enforce several characteristics by a safe margin , like that it can actually be inflated at the necessary ( x OEM calculation) pressure.
That is why i.e. the smallest tyre 205/65 R16 T is specified at a load rate of 107 .
Being the tyre smaller in volume the OEM calculates a higher rated air pressure (i.e. 59 PSI). Probably you won't easily find a tyre capable of that at 103 load rate.
