Insurance Companies

Mine is down from £960 last year to £660 this year with no commuting and 10% discount. Waiting to hear back about quote including commuting
 
I sense a more realistic stance from insurers this year, I may be wrong. My EV is now sub 250 quid for the year on renewel, down 120 beer tokens.
Over 1 million uninsured drivers now in the UK and the government setting up the motor insurance task force is hopefully having an effect.
 
1.1 million uninsured, around 650,000 unlicenced drivers who are by default uninsured even if they've bought a policy, around half a million untaxed...
 
Same price with commuting added. Fair enough!
I can never fathom the pricing.

I need commuting and business travel on my vehicles and as you say adding or taking stuff away sometimes makes no difference whatsoever. Business use added over a hundred quid to one vehicle and literally £3 to the other.

With the motorbike getting quotes with one, two or no insurance approved security devices also made no difference depending on what option you went for first.

Finger in the air job.
 
I've worked in the insurance industry for over 20years now. Don't try to understand it or even make sense of it, you will never succeed.

But when you do have to speak to someone in a contact centre, remember they aren't getting paid enough for you to shout at them. They are often working with out dated systems and aren't authorised to apply common sense.
 
Well stone me! After literal decades without claim and still no points on my licence… for the first time in as long as I can remember my renewal quote is lower than the previous years premium!

A staggering 48% drop.

To be fair certainly the car and bike virtually doubled last year so it’s probably in line with what it should actually be - insurers seem to have lost their sheeeet last year paying ‘partners’ £300 a day to a hire Fiesta and writing off nearly new vehicles with a scratch. Maybe Government telling them they were harming the economy hit a nerve?

I’m off to celebrate :waving:
 
Well, according to go compare my next cheapest option is Adrian Flux but they do three packages and even the basic is £110 dearer than LV for me.

After four years of the same results I think this time I’ll renew before spending another half day on the internet/phone.
 
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