VW All in Beware credit card charges

[Salty Spuds]

Just a heads up. I took out the VW All In plan last month, did it at the dealers, paid on credit card. The credit card statement arrived today & the CC Company have added a £33 "Cash Advance Fee". Phoned the CC co & was told that because the payment had gone to VW Finance who administer the All In Plan, the payment was treated as a cash withdrawal & subject to fees & interest.
Long story short, I got the charge refunded after much arguing with the CC co. But was warned that in future I would have to pay.

Caveat Emptor

 

[Bav]

Just a heads up. I took out the VW All In plan last month, did it at the dealers, paid on credit card. The credit card statement arrived today & the CC Company have added a £33 "Cash Advance Fee". Phoned the CC co & was told that because the payment had gone to VW Finance who administer the All In Plan, the payment was treated as a cash withdrawal & subject to fees & interest.
Long story short, I got the charge refunded after much arguing with the CC co. But was warned that in future I would have to pay.

Caveat Emptor

Fidem emptor cave (Be careful as a credit buyer)

 

[Ayjay]

I paid for mine by card when the All In was first introduced and didn't get charged any extra. I wonder whether the fact the my invoice was for a service and the All In cost together that made a difference. I think I probably I used a Mastercard.

 

[Salty Spuds]

Fidem emptor cave (Be careful as a credit buyer)

As I pointed out to the very nice lady at Mastercard, I wasn’t buying credit, I was paying up front for 2 years servicing/warranty (insurance??) and breakdown cover. All of which I’ve never been charged a Cash Fee for before. Ironically for a CC company, I had to point out that “credit” involves paying after the fact, not in advance.

 

[JOG]

As I pointed out to the very nice lady at Mastercard, I wasn’t buying credit, I was paying up front for 2 years servicing/warranty (insurance??) and breakdown cover. All of which I’ve never been charged a Cash Fee for before. Ironically for a CC company, I had to point out that “credit” involves paying after the fact, not in advance.

Erm, do you pay your credit card provider in advance?!!!

 

[Salty Spuds]

Erm, do you pay your credit card provider in advance?!!!

Nope, but I do pay in full every month which pi55es of the CC co very much. Never paid a penny in credit card interest in my life.

 

[Bav]

Nope, but I do pay in full every month which pi55es of the CC co very much. Never paid a penny in credit card interest in my life.

Spoken (written?) like a true Yorkshireman! #MeToo

 

[Salty Spuds]

Spoken (written?) like a true Yorkshireman! #MeToo

As I explain to our Scottish friends, a Yorkshireman is a Scot with all the warmth & generosity squeezed out of him.

 

[JOG]

Nope, but I do pay in full every month which pi55es of the CC co very much. Never paid a penny in credit card interest in my life.

Me too! The CC is just a source of convenience, airmiles and consumer protection for me. I was just pulling your leg about the view on “credit”!

 

[Salty Spuds]

Me too! The CC is just a source of convenience, airmiles and consumer protection for me. I was just pulling your leg about the view on “credit”!

Aye! I guessed that, but for some reason I’ve lost the ability to insert emoji’s so couldn’t nod you the wink. But that’s another story.

 

[CAB]

Aye! I guessed that, but for some reason I’ve lost the ability to insert emoji’s so couldn’t nod you the wink. But that’s another story.

Far right three dots, then the square brackets.

 

[Salty Spuds]

Far right three dots, then the square brackets.

Ahh muchas gracias

 

[Paul_f]

I had the same with my Tesco Bank card. They refunded, again with an argument

 

[Salty Spuds]

I had the same with my Tesco Bank card. They refunded, again with an argument

Mine was Tesco too, bar stewards!