Best ET offset - 20"

hi guys I’m after some 20” 9.5j wheels for my t6 what offset could anyone recommend from experience!
I would like to lower in the future too.
Would ET40 work.
 
I had a set of 8.5" ET45 but they could of done with another 20mm, if that calculation works, but your wheel supplier should be better to advise.
 
I am really annoyed with myself!

I have an Ascot grey t6.1 on order, and I knew from day 1 what wheels I wanted to fit. I tracked down a set of 20” Kahn rsx alloys in what I believed to be a Range Rover fitment. When I turned up to look at them the guy had a single wheel fitted to a BMW coupe. I have a fresh set of Uniroyal rain sport 5’s in 275/35/20 ready for them.

Today I was getting them ready to be dropped off for a full refurb and I noticed the offset stamped as 9j x 20 et16. I’m really annoyed that I didn’t notice when I went to get them. Blinded by shinny 20’s!
I am now undecided weather to sell them on or fit 20-25mm wheel spacers.

What are people’s opinions on these two options?
 
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