Doe anyone on the forum have their van/ camper insured under a Small Fleet Policy (SFP)?
I'm still awaiting delivery of my factory-build van (which will then go straight for a full camper conversion), but when I finally get my hands on it, we'll have the camper, 2 cars and a motorbike - and there'll only be me & the wife driving/riding these 4 vehicles.
As I understand it, a SFP can work out cheaper than individual policies when the number of vehicles in the "fleet" exceeds the number of authorised drivers (basically, not all the vehicles can be on the road at the same time, thereby reducing exposure to Accidental Damage claims).
I'd be interested to hear if anyone has any experience of SFPs and particularly whether it's possible to mix vehicle types (van, car & bike) on the same policy and whether it's possible to specify an Agree Value for the camper.
TIA
I'm still awaiting delivery of my factory-build van (which will then go straight for a full camper conversion), but when I finally get my hands on it, we'll have the camper, 2 cars and a motorbike - and there'll only be me & the wife driving/riding these 4 vehicles.
As I understand it, a SFP can work out cheaper than individual policies when the number of vehicles in the "fleet" exceeds the number of authorised drivers (basically, not all the vehicles can be on the road at the same time, thereby reducing exposure to Accidental Damage claims).
I'd be interested to hear if anyone has any experience of SFPs and particularly whether it's possible to mix vehicle types (van, car & bike) on the same policy and whether it's possible to specify an Agree Value for the camper.
TIA