Massive insurance hike

[WindriderUK]

Ok so I thought £650 a year last year when I insured my on progress camper conversion was a good deal. Just Kampers where OK to deal with and very helpful as I phoned in all the changes that had been going on. However at renewal time oh boy what a shock. £1400 to renew same van p, same person, etc. etc.

So called Howden as lost of press and social media coverage. They would not even insure the van. Apparently using it as a daily commute and doing 25,000 miles a year was too high a risk!

Called Brentacre and wow same details and a quote for £1080. Still high but very happy with the cover so have gone with them.

Just saying it pays to shop around despite how good you think your quote is !

 

[MorkC68]

I'm with Howdens (Evesham) and use our T6.1 to commute to / from work along (no business use, which I'm happy with) and 14,000 miles no problem. Comes in at £530.

 

[doncarlyon]

25k a year is high mileage to be fair, especially for a camper.

 

[DXX]

I can see that you’re from Portsmouth, not sure which area you live in but below are the Vehicle Crime rates:

 

[Bigstu1965]

25k a year in a camper is a massive red flag for most insurers. As is using it for commuting.
Campers and camper specific insurance is designed for occasional recreational use.
I would say you have got a very good deal at just over £1k.

 

[Camperbility]

Currently with Adrian Flux, just had my renewal quote, T6.1 value £80k, but only 4k annual millage: £550.19 including tracker. (and I am 80 years old) Am a member of the Caravan & Campervan club, most unhelpful, must have own tracker, (cost the earth) would not take 55years driving own Transits experience into consideration, only number of years driving campervans.( I can't see the difference.) Quoted, with self funded tracker, £575 staying with Adrian Flux

 

[Sasquatch]

£550.19 including tracker. (and I am 80 years old)

For you or the van?

 

[Bav]

Currently with Adrian Flux, just had my renewal quote, T6.1 value £80k, but only 4k annual millage: £550.19 including tracker. (and I am 80 years old) Am a member of the Caravan & Campervan club, most unhelpful, must have own tracker, (cost the earth) would not take 55years driving own Transits experience into consideration, only number of years driving campervans.( I can't see the difference.) Quoted, with self funded tracker, £575 staying with Adrian Flux

Up until now, premium-wise, your age will have been working in your favour, but you've now reached a milestone where progressively less insurers will be willing to quote and, for those that are, the premiums start to climb again - altogether a less competitive environment for you. Eighty isn't a universal cut-off, but many insurers will start getting twitchy around that age.

As always, it pays to shop around - I'm sure some insurers will allow non-camper NCB to be used on a camper policy.

 

[Hilly64]

When my dad got to 80 put me on as a named driver and reduced premium by third. Almost the reverse of kids putting parents on.
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Standard day van set up social domestic and commuting £330 two days ago which I didn’t think was too bad.

 

[StratosFearXX]

When my dad got to 80 put me on as a named driver and reduced premium by third. Almost the reverse of kids putting parents on.
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Standard day van set up social domestic and commuting £330 two days ago which I didn’t think was too bad.

My son put me on his policy, he's in his first year, and it reduced the cost significantly...