Insurance For Caravelle

We had Velle Exec 07 + touran and paid nearly £1000 for multi-car insurance with Admiral. It was stupid!
 
I was told by Admiral any extra that's genuine VW dealer fitted side bars spoiler did not affect insurance and all optional extras from factory is not affected
Only if you put aftermarket wheels and suspension (max 50mm) even then Admiral did not charge any more but listed on policy ??
£528
 
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